Pay Nothing EFTPOS – Pay nothing for EFTPOS payments. Zero.

Pay nothing


Pay nothing 

You pay no transaction fees. Surcharge your customer instead.

Pay Nothing EFTPOS ensures that your business pays no transaction fees when processing customer payments. All transaction fees are automatically passed on to your customers as a surcharge, so your business pays nothing.

Terminal rental from $0/mth¹

Get a new terminal, fast

No lock in contracts

You're free to leave at any time

No monthly bills

No fees means no bills

Link existing bank account

No need to setup a new account

Simple, reliable solutions.

It doesn’t need to be confusing, so we have simplified the process. If you are transacting more than $10k per month then you qualify for Pay Nothing EFTPOS with $0 terminal rental.

Surcharge tailored to your business

Across all payment types

No hidden fees or chargeback fees

For complete transparency

Integrated EFTPOS

Connect to 700+ POS partners

Complimentary receipt rolls

Simply order online

Pay Nothing EFTPOS



Terminal rental from $0/mth¹

Custom %

Transaction Fee

Surcharged to Customer

Eliminate all merchant fees

No lock in contracts

No setup, monthly, or annual fees

No chargeback fees

24/7 Customer support

Get the latest EFTPOS Terminals Fast.

VeriFone T650p. Portable Terminal.

VeriFone T650p.

Portable Terminal.

Best in class

PAX A77. Mobile Terminal.

PAX A77.

Mobile Terminal.

PAX A920. Portable Terminal.

PAX A920.

Portable Terminal.

Industry leading Features

No monthly transaction bills.

Net settlement, so nothing to worry about.

24/7 customer support.

Call us, email us, or request support online.

Receive funds fast.

Same day funding available, 7 days per week.

PayNuts Merchant Portal.

Single source reporting.

Accept major payment types.

Including pay now, and pay later.

Get the latest EFTPOS terminals.


Save money.

With every single transaction.

Unified commerce.

In-store, online & mobile payments.

Accept all Payment Types

American Express
Apple Pay
Google Pay
Union Pay
Ali Pay
WeChat Pay
Zip Pay

We're nuts about Happy Customers


We love the product and the service, they have made everything very simple and easy for us. Good communicators, very proactive in following up and supportive. A great help to our business. Thanks PayNuts!

Royal Stacks

Diana Samaydi, Owner
Royal Stacks

They helped me setup new EFTPOS machines across our chain of barbers in Melbourne. The Pay Nothing EFTPOS was the most cost-effective option for us. It's been a smooth transition and everything was managed well.

Grindstone Barbers

Heath Flint, Owner / Director
Grindstone Barbers

When considering PayNuts, I highly recommend them in taking care of your account. They’re knowledgeable, always responsive and supportive, but most importantly professional.

Yum Sing House

Kiet Diep, Director
Yum Sing House

PayNuts have been a pleasure to deal with. They got both our busy café’s up and running in no time and we have moved to their Pay Nothing EFTPOS plan which is saving us significantly in fees.

Billy Boulevard & Billy’s Junction

Rahul Kalia, Owner
Billy Boulevard & Billy’s Junction

Pay Nothing EFTPOS FAQs

This is correct. As long as you process $10k per month through each EFTPOS terminal there are no rental charges. The surcharge your customers pay covers all transaction fees. PayNuts retain the surcharges from your funding each day so that there are no transaction fees to pay at the end of every month.

We aim to be as flexible as possible and should you wish to change to another EFTPOS plan then we can help you facilitate that.

Ready to get started?

Apply online.

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Get in touch

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Help & Support

Your questions answered.

Help & Support

¹ Terminal rental from $0 if you meet min. Monthly transaction volume of $10,000 per month, per terminal. Where this min transaction volume is not met in any month, a fee of $29 (inc. GST) per terminal applies for that month.