Finance shaped around your industry.
Growth PayNuts Capital
Grow now.
Pay as you trade.
One enquiry, and we compare real options across our lender panel.
Easy finance for your business.
Equipment, stock or staff: fund the growth sitting in front of you.
Waiting weeks for the bank to say no?
At PayNuts, we know access to funding can help businesses grow, but finding the right finance solution can be time-consuming. That's why we are giving our merchants access to experienced finance specialists who take the time to understand your business, compare lending options from a broad panel of lenders, and provide clear, transparent guidance every step of the way.
Loan Options
Powered by 121 Brokers
Unsecured Business Loans
Fast funding without property security.
Secured Business Loans
Larger amounts at sharper rates.
Merchant Cash Advance
Repay in step with your card sales.
Debit Consolidation
Roll multiple repayments into one.
Invoice Finance
Unlock cash tied up in unpaid invoices.
Equipment Finance
Fund machinery, tools and tech.
Trade Finance
Pay suppliers while stock is in transit.
Line of Credit
Draw funds as you need them.
Vehicle Finance
Cars, Utes and commercial fleets
Real solutions for real businesses.
Tell us once what you need, and we compare real options across our lender panel. You choose, no obligation.
FAQs
PayNuts connects you with 121 Brokers, who compare suitable business finance options from their lender panel. Finance is subject to lender approval.
Start by submitting your details and telling us about your business and funding needs. A broker from 121 Brokers will review your information, discuss suitable options and compare relevant lenders from their panel. Nothing is submitted to a lender without your approval.
Eligibility varies between lenders and finance products. Lenders may consider factors such as how long you’ve been trading, your turnover, cash flow, credit profile and the purpose of the funding. 121 Brokers notes that many lenders look for an active ABN and typically at least six months of trading history, although requirements vary.
