Pricing
Simple pricing for
Australian Businesses.
No hidden card processing fees. No surprises.
Just transparent pricing built around your business.
Transparent EFTPOS Pricing Options
for Every Business.
Take charge of your merchant service fee with simple, flexible, transparent options that put your business in full control.
Most Popular
Low Fee
Best for
Merchants who want a simple, predictable pricing
How it works
Pay the same fixed percentage on every transaction
Do Fees vary?
No. Your rate stays the same every time.
Predictability
High
Interchange++
Best for
Merchants who want full cost transparency
How it works
Interchange fee + Scheme fee + PayNuts margin
Do Fees vary?
Yes. Based on card mix & transaction type
Predictability
Variable but with full transparency
Not Sure Which Plan?
Use our EFTPOS fees comparison below to find the plan that suits your transaction volume, card mix, and business type.
Choose Low Fee if:
You want the same rate on every transaction
You prefer simple, predictable billing
You're a high-volume, fast-paced business (hospitality, retail)
Choose Interchange++ if:
You want to see exactly where every cent goes
Your customers use a wide mix of card types
You want to benefit if lower-cost cards are used more often
Online Payments.
Payment gateways, Payment links and Hosted Payments Page, designed to support modern online payment solutions in Australia and help businesses accept secure digital payments with ease.
1.60% + $0.25
Processing fee
(inc GST)
$0
Account Fees
No lock in contracts
No setup, monthly, or annual fees
Includes 3D Secure 2.0
24/7 Customer support
Point of Sale.
Combine EFTPOS and POS with a choice of products and payment plans, all powered through an integrated EFTPOS terminal designed to streamline payments and business operations in one simple solution.
Bundle It
No upfront costs. Hardware included in your rate.
...
$0/mth¹
No hardware purchase required
+ processing fees
How it works
No upfront hardware costs
No on-going software charges
Min. term and eligibility criteria apply¹
Includes
24/7 Customer Support
Account Management
PayNuts Connect
PayNuts Flexi or Counter
Add-ons
nbn®
Bookkeeping
¹Min. term & eligibility criteria applies, see full T&C's.
Most Popular
Own It
Purchase outright & pay lower fees.
From
$650
POS Hardware fee
+ software & processing fees
How it works
You own the hardware
Lower processing fees
No lock-in contracts
Includes
24/7 Customer Support
Account Management
PayNuts Connect
PayNuts Flexi or Counter
Add-ons
nbn®
Bookkeeping
Build It
Tailored pricing for high-volume businesses.
...
Custom
Enterprise or large business
Tailored pricing
How it works
Custom solutions
Tailored to your requirements
You benefit big
Includes:
24/7 Customer Support
Custom processing rates
Account Management
Implementation Specialist
Add-ons
nbn®
Bookkeeping
PayNuts Counter
Bundle
Counter, cash drawer and printer
only $950*.
*Monthly license fee applicable.
Accept all
Payment Types.
nbn® Pricing
More value from your payments partner.
Business Fast Max
$115/mth
Plan speeds
Typical Business Speed (8am-6pm)¹
500Mbps Download
42.5Mbps Upload
Great for
Multiple concurrent users
Up to 10 people or devices
Features
Unlimited Data
Static IP
Free Standard Connection
24/7 Technical Support
Get 4G backup with eligible hardware²
¹Typical Business Download and Upload Speeds are measured between 8am and 6pm. These speeds are not necessarily equivalent to the download/upload speeds you will achieve in practice, which may be slower due to a range of factors. See More NBN Business CIS for more information.
²4G Backup requires purchase of More supplied 4G backup device, see website for compatible devices. Your premises must be located in Optus 4G coverage area.
PayNuts Customer Offer
Business Fast Max
$57.50/mth¹
RRP $115
Plan speeds
Typical Business Speed (8am-6pm)²
500Mbps Download
42.5Mbps Upload
Great for
Multiple concurrent users
Up to 10 people or devices
Features
$0 Wi-Fi 6 Router¹
Unlimited Data and Static IP
Free Standard Connection
24/7 Technical Support
Get 4G backup with eligible hardware³
¹To maintain the discount, you must continue to meet $50k+ monthly PayNuts card processing requirement ongoing. Min. eligibility criteria applies, see full T&C's.
²Typical Business Download and Upload Speeds are measured between 8am and 6pm. These speeds are not necessarily equivalent to the download/upload speeds you will achieve in practice, which may be slower due to a range of factors. See More NBN Business CIS for more information.
³4G Backup requires purchase of More supplied 4G backup device, see website for compatible devices. Your premises must be located in Optus 4G coverage area.
Business Ultrafast
$155/mth
Plan speeds
Typical Business Speed (8am-6pm)¹
500Mbps Download
170Mbps Upload
Great for
Multiple concurrent users
Up to 35 people or devices
Features
Unlimited Data & Static IP
Free Standard Connection
24/7 Technical Support
Enhanced SLA
Get 4G backup with eligible hardware²
¹Typical Business Download and Upload Speeds are measured between 8am and 6pm. These speeds are not necessarily equivalent to the download/upload speeds you will achieve in practice, which may be slower due to a range of factors. See More NBN Business CIS for more information.
²4G Backup requires purchase of More supplied 4G backup device, see website for compatible devices. Your premises must be located in Optus 4G coverage area.
More industries.
FAQs
Low Fee uses a single fixed rate for every transaction, making your costs simple and predictable. Interchange++ breaks your fees into interchange, scheme fees and a PayNuts margin, giving you full visibility into the true cost of each transaction.
No. PayNuts EFTPOS plans come with no lock-in contracts, so you're free to leave at any time.
Yes. As your business grows and your payment mix changes, we can review your requirements and help you move to a pricing option that's better suited to your business.
PayNuts supports all major payment types, including eftpos, Visa, Mastercard, American Express, digital wallets and more, helping businesses accept payments the way their customers prefer.